If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
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1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Coloramo Credit Union 2 Year CD Account |
0.80%
Date: Feb 14, 2012
|
| Delta County Credit Union 2 Year CD Account |
0.65%
Date: Feb 20, 2012
|
| Sooper Credit Union 2 Year CD Account |
0.65%
Date: Feb 9, 2012
|
| Home Loan State Bank 2 Year CD Account |
0.65%
Date: Feb 7, 2012
|
| Grand Junction Federal Credit Union 2 Year CD Account |
0.60%
Date: Feb 22, 2012
|
| Western Rockies Credit Union 2 Year CD Account |
0.60%
Date: Feb 9, 2012
|
| Grand Junction Federal Credit Union 2 Year CD Account |
0.95% to
0.60% Date: Feb 22, 2012
|
| Grand Junction Federal Credit Union 12 Month CD Account |
0.75% to
0.45% Date: Feb 22, 2012
|
| Grand Junction Federal Credit Union 6 Month CD Account |
0.50% to
0.30% Date: Feb 22, 2012
|
| Sooper Credit Union 2 Year CD Account |
0.75% to
0.65% Date: Feb 9, 2012
|
| Sooper Credit Union 12 Month CD Account |
0.40% to
0.30% Date: Feb 9, 2012
|
| Sooper Credit Union 6 Month CD Account |
0.25% to
0.20% Date: Feb 9, 2012
|

